Use select charts from the Guide to the Markets to engage in portfolio discussions.
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Diversified sources of income
With interest rates at historic lows, investors should think about diversifying across asset classes and internationally to achieve higher income.
Traditional "safe" sources of income are yielding a fraction of what they once did
- The Fed has kept interest rates very low to stimulate the economy, resulting in historically low yields.
- Eight years ago, the annual income from a $100,000 6-month CD was roughly $5,000. Today, it is a small fraction of that, with yields well below the rate of inflation.