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Portfolio Discussions

Use select charts from the Guide to the Markets to engage in portfolio discussions.

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Staying balanced in volatile markets

Building and maintaining an appropriate asset allocation can help increase returns and reduce volatility over time. Market volatility can be an opportunity to rebalance back to an allocation that reflects your investment and income objectives, time horizon and tolerance for risk.

Economic Expansions and Recessions
A longer-term investment horizon can further improve returns and reduce risk
 
  • Since 1950, single-year stock returns have been between 51% and -37%.
  • Over rolling five-year periods, returns have been between 28% and -2%. The longer the time horizon, the less variability in potential outcomes.
  • Diversification, along with a longer-term perspective, can also improve a portfolio's risk/return characteristics. In fact, a 50/50 blend of stocks and bonds has never seen a five-year rolling period of negative returns in the past 63 years.
Discussion Slides
Asset Class Returns
Historical Returns by Holding Period
Cash Accounts

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