Use the Guide
Browse the Guide
Portfolio Discussions
Dr. Kelly's Review
Use the Guide
Guide to Retirement
Client Presentation
Employment & the Fed
Navigating fiscal uncertainty
European Markets
U.S. Recovery
Employment & the Fed
Navigating fiscal uncertainty
European Markets
U.S. Recovery
Featured Topics
Fixed Income
Income Opportunities
U.S. Equities
Global Growth
Looking for other topics? Visit the Library
Choose a Shortcut
Home Insights Guide to the Markets Portfolio Discussions

Portfolio Discussions

Use select charts from the Guide to the Markets to engage in portfolio discussions.

  • Download the Guide
    GTM Thumb
    Guide to the Markets
    Guide to the Markets - Monthly Update
    GTM On The Bench
    "On the Bench Appendix"
Download Problems? Click here

Staying balanced in volatile markets

Building and maintaining an appropriate asset allocation can help increase returns and reduce volatility over time. Market volatility can be an opportunity to rebalance back to an allocation that reflects your investment and income objectives, time horizon and tolerance for risk.

Economic Expansions and Recessions
A diversified portfolio can help increase income
  • Eight years ago, the annual income from a $100,000 6-month CD was roughly $5,000. Today, it is a fraction of that, and well below the rate of inflation when expressed in percentage terms.
  • Although the dividend yield of the S&P 500 is hovering right around the yield of 10-year Treasuries, yields of non-U.S. equities are typically higher than those of U.S. stocks, suggesting that attractive income opportunities may exist abroad.
  • Parking savings in cash might seem like the safe choice at times, but it may also require that investors take on additional risk later in an effort to make up lost ground.
Discussion Slides
Cash accounts
Asset class returns
Diversification and the average investor

Download Discussion