These discussion pieces highlight some of the key pages in the Guide to Retirement and provide important talking points to client conversations around relevant retirement and investment themes.
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Guide to Retirement (PDF)
Generating and diversifying retirement income
Discuss ideas for creating a retirement income stream and the need for yield-generating assets in retirement portfolios.
It's human nature for investors to compartmentalize portfolio holdings for specific purposes
Start at the bottom of the pyramid to make sure clients have stable assets for the basic needs: then move up to the "wants" and legacy plans with longer time horizons.
Many income allocations are under-diversified, often limited to a single U.S. bond fund.
A broader, more global approach to income investing may produce higher yields for current needs as well as long-term total return potential for future goals.