These discussion pieces highlight some of the key pages in the Guide to Retirement and provide important talking points to client conversations around relevant retirement and investment themes.
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Guide to Retirement (PDF)
Pursuing higher growth for longer retirements
Discuss the need for equities in well-balanced retirement portfolios to manage longevity risk and outpace inflation with your clients.
Equities are needed to pursue higher returns for goals with longer time horizons
- More stable and liquid assets form the foundation of a retirement portfolio. They are typically used to pay for necessities such as food, housing and medical care.
- Once a client's basic needs are addressed, they may be more comfortable with some equity exposure for "wants" and for longer-term legacy goals.
- Compartmentalizing equities may help clients maintain consistent exposure and avoid emotional decisions as they encounter volatile markets or begin tapping into assets.