These discussion pieces highlight some of the key pages in the Guide to Retirement and provide important talking points to client conversations around relevant retirement and investment themes.
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Protecting retirement portfolios from inflation
Discuss the importance of a broadly-diversified, risk-controlled approach to hedge the future effects of inflation on retirement portfolios.
Retirees spend disproportionately more on expenses that tend to increase the fastest
- Compared to those approaching retirement, the average retiree spends almost twice as much on health care - and less on transportation, education and other
categories with low historic inflation.
- Advisors should factor in above-average inflation when planning a client's expenses, withdrawals and investments during retirement.
- Well-rounded retirement portfolios include a meaningful allocation to inflation protection strategies with the potential to deliver long-term real returns.