These discussion pieces highlight some of the key pages in the Guide to Retirement and provide important talking points to client conversations around relevant retirement and investment themes.
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Protecting retirement portfolios from inflation
Discuss the importance of a broadly-diversified, risk-controlled approach to hedge the future effects of inflation on retirement portfolios.
Retirees are hit hardest by inflation
- The inflation rate is higher for those in retirement versus those who are approaching
- Inflation can be volatile and unpredictable, posing a constant threat to a client's
purchasing power. It ranks as the #1 concern among pre-retirees and retirees.*
- Even at today's low inflation levels, retirees run the risk of earning negative real returns from traditional income sources paying historically low yields.
* Source: The 2011 Risks and Process of Retirement Survey, sponsored by the Society of Actuaries (SOA), March 2012.