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Investor Conservative Growth Fund - C (OCGCX)

Investor Conservative Growth Fund - C (OCGCX)
Overview Performance and Ratings Holdings and Details Management Dividends and Capital Gains Fees and Expenses Sales Resources

Objective

The Fund seeks income and capital appreciation by investing primarily in a diversified group of mutual funds within the same group of investment companies that invest primarily in fixed income and equity securities.

Strategy/Investment process

  • Pursues a "fund of funds" strategy, which offers asset allocation from a single fund.
  • Invests the majority of assets in J.P. Morgan income funds and money market funds, with a portion in J.P. Morgan equity funds including international equity funds and specialty funds.
  • Offers broad diversification across asset classes, mutual funds, industries and securities.
Performance basics
  Annualized returns (as of 3/31/2014)
  1 Year 3 Year 5 Year 10 Year
at NAV 6.36% 5.37% 8.96% 4.62%
With 1.00% max. CDSC 5.36% 5.37% 8.96% 4.62%
Barclays U.S. Intermediate Aggregate Index 0.01% 3.04% 4.24% 4.20%
Russell 3000 Index 22.61% 14.61% 21.93% 7.86%
Investor Conservative Growth Composite Benchmark 6.45% 6.59% 9.53% 5.55%
Lipper Mixed-Asset Target Allocation Conservative Funds Index 6.17% 5.99% 10.50% 5.17%

The performance quoted is past performance and is not a guarantee of future results. Mutual funds are subject to certain market risks. Investment returns and principal value of an investment will fluctuate so that an investor's shares, when redeemed, may be worth more or less than original cost. Current performance may be higher or lower than the performance data shown. For performance current to the most recent month-end, please call 1-800-480-4111.

Annual operating expenses (%)
Expense cap expiration date 10/31/2014
Expense cap 1.14%
Total annual operating expenses 2.11%
Fee waivers and/or expense reimbursements 0.04%
Net expenses 2.07%

Net Expenses,Fee waivers and/or expense reimbursements
The Investment Advisor, Administrator and Distributor (the "Service Providers") have contractually agreed to waive fees and/or reimburse expenses to the extent that Total Annual Operating Expenses (excluding Acquired Fund Fees and Expenses (underlying fund), dividend expenses relating to short sales, interest, taxes, expenses related to litigation and potential litigation, extraordinary expenses and expenses related to the Board of Trustees' deferred compensation plan) exceed the expense cap of the average daily net assets through the expense cap expiration date. This contract continues through that date, at which time the Service Providers will determine whether or not to renew or revise it.

Ratings (as of 3/31/2014)
Morningstar overall rating: (562 funds)
Morningstar category: Conservative Allocation

Overall rating C Shares; Conservative Allocation Category; 562 funds. Three year rating 3 stars; 562 funds. Five year rating 2 stars; 488 funds. Ten year rating 3 stars; 244 funds.

2014, Morningstar, Inc. All Rights Reserved. The information contained herein: (1) is proprietary to Morningstar and/or its providers; (2) may not be copied or distributed; (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damage or losses arising from any use of this information. Past performance is not a guarantee of future results. For each fund with a three-year history, Morningstar calculates a Morningstar Rating™ metric each month by subtracting the return on a 90-day U.S. Treasury Bill from the fund's load-adjusted return for the same period, and then adjusting this excess return for risk. The top 10% of funds in each broad asset class receive 5 stars, the next 22.5% receive 4 stars, the next 35% receive 3 stars, the next 22.5% receive 2 stars and the bottom 10% receive 1 star. The Overall Morningstar Rating for a fund is derived from a weighted average of the performance figures associated with its three-, five- and ten-year (if applicable) Morningstar Rating metrics. Past performance is no guarantee of future results. Different share classes may have different ratings.

The ranking information is provided by Lipper Analytical Services. Past performance is no guarantee of future results. Rankings are calculated based upon the total returns of multiple share classes within their respective Lipper category. Different share classes may have different rankings.

Minimum investments
Minimum investments Minimum subsequent investments
Regular $500 Regular $25
IRA $500 IRA $25
Daily stats (as of 4/21/2014)
NAV YTD
$12.68 1.28%
$0.02 | 0.16%  
 
NAV as of:
  • Wed
    Mar 12
    2014
    $12.65
     
  • Thu
    Mar 13
    2014
    $12.61
     
  • Fri
    Mar 14
    2014
    $12.60
     
  • Mon
    Mar 17
    2014
    $12.63
     
  • Tue
    Mar 18
    2014
    $12.67
     
  • Wed
    Mar 19
    2014
    $12.63
     
  • Thu
    Mar 20
    2014
    $12.64
     
  • Fri
    Mar 21
    2014
    $12.64
     
  • Mon
    Mar 24
    2014
    $12.62
     
  • Tue
    Mar 25
    2014
    $12.64
     
  • Wed
    Mar 26
    2014
    $12.63
     
  • Thu
    Mar 27
    2014
    $12.63
     
  • Fri
    Mar 28
    2014
    $12.65
     
  • Mon
    Mar 31
    2014
    $12.68
     
  • Tue
    Apr 01
    2014
    $12.71
     
  • Wed
    Apr 02
    2014
    $12.72
     
  • Thu
    Apr 03
    2014
    $12.71
     
  • Fri
    Apr 04
    2014
    $12.67
     
  • Mon
    Apr 07
    2014
    $12.63
     
  • Tue
    Apr 08
    2014
    $12.64
     
  • Wed
    Apr 09
    2014
    $12.70
     
  • Thu
    Apr 10
    2014
    $12.62
     
  • Fri
    Apr 11
    2014
    $12.58
     
  • Mon
    Apr 14
    2014
    $12.60
     
  • Tue
    Apr 15
    2014
    $12.62
     
  • Wed
    Apr 16
    2014
    $12.66
     
  • Thu
    Apr 17
    2014
    $12.66
     
  • Mon
    Apr 21
    2014
    $12.68
     
 
52 Week High $12.72
(4/02/2014)
52 Week Low $11.84
(6/24/2013)
YTD Total Return w/Load 0.28%
Net Asset Class $1,498,621,021.41
Net Asset Fund $4,109,276,228.90
Basics
Ticker OCGCX
CUSIP 4812C2601
Share Class Inception Date 07/01/1997
Fund Number 3573
Asset Class Asset Allocation
Cut-off time1 4:00 P.M.

Certain underlying funds may invest in foreign/emerging market securities, small capitalization securities and/or high-yield fixed income instruments. There may be unique risks associated with investing in these types of securities. International investing involves increased risk and volatility due to possibilities of currency exchange rate volatility, political, social or economic instability, foreign taxation and differences in auditing and other financial standards. The Fund may invest a portion of its securities in small-cap stocks. Small-capitalization funds typically carry more risk than stock funds investing in well-established "blue-chip" companies since smaller companies generally have a higher risk of failure. Historically, smaller companies' stock has experienced a greater degree of market volatility than the average stock. The Fund may invest in securities that are below investment grade (i.e., "high yield" or "junk bonds") that are generally rated in the fifth or lower rating categories of Standard & Poor's and Moody's Investors Service. Although these securities tend to provide higher yields than higher-rated securities, there is a greater risk that the Fund's share price will decline.

There may be additional fees or expenses associated with investing in a Fund of Funds strategy.

Asset allocation/diversification does not guarantee investment returns and does not eliminate the risk of loss.

1Please refer to the prospectus for additional information about cut-off times.

The Barclays U.S. Intermediate Aggregate Index is an unmanaged index comprised of U.S. government, mortgage, corporate and asset-backed securities with maturities of one to 10 years. The performance of the index does not reflect the deduction of expenses associated with a fund, such as investment management fees. By contrast, the performance of the Fund reflects the deduction of these expenses, including sales charges if applicable. An individual cannot invest directly in an index.

The Russell 3000 Index is an unmanaged index which measures the performance of the 3,000 largest U.S. companies based on total market capitalization, which represents approximately 98% of the investable U.S. equity market. The performance of the index does not reflect the deduction of expenses associated with a fund, such as investment management fees. By contrast, the performance of the Fund reflects the deduction of the fund expenses, including sales charges if applicable. An investor cannot invest directly in an index.

The Investor Conservative Growth Composite Benchmark is comprised of unmanaged indices that correspond to the Fund's model allocation and consists of the Barclays U.S. Intermediate Aggregate Index (70%) and the Russell 3000 Index (30%). The performance of the composite benchmark does not reflect the deduction of expenses associated with a fund, such as investment management fees. By contrast, the performance of the Fund reflects the deduction of these expenses, including sales charges if applicable. An individual cannot invest directly in an index.

The performance of the Lipper Mixed-Asset Target Allocation Conservative Funds Index includes the deduction of expenses associated with mutual funds, such as investment management fees. These expenses are not identical to the expenses charged by the Fund. An individual cannot invest directly in an index.

Total return assumes reinvestment of dividends and capital gains distributions and reflects the deduction of any sales charges, where applicable. Performance may reflect the waiver of a portion of the Fund's advisory or administrative fees for certain periods since the inception date. If fees had not been waived, performance would have been less favorable.

©2014, American Bankers Association, CUSIP Database provided by the Standard & Poor's CUSIP Service Bureau, a division of The McGraw-Hill Companies, Inc. All rights reserved.