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Investor Conservative Growth Fund - A (OICAX)

Investor Conservative Growth Fund - A (OICAX)
Overview Performance and Ratings Holdings and Details Management Dividends and Capital Gains Fees and Expenses Sales Resources
Performance basics
  Total returns
(as of 3/31/2014)
Annualized returns
(as of 3/31/2014)
  1
Month
3
Month

YTD
1
Year
3
Year
5
Year
10
Year
at NAV 0.28% 1.40% 1.40% 6.88% 5.91% 9.55% 5.21%
With 4.50% max. sales charge -4.24% -3.14% -3.14% 2.08% 4.31% 8.55% 4.73%
Barclays U.S. Intermediate Aggregate Index -0.30% 1.20% 1.20% 0.01% 3.04% 4.24% 4.20%
Russell 3000 Index 0.53% 1.97% 1.97% 22.61% 14.61% 21.93% 7.86%
Investor Conservative Growth Composite Benchmark -0.05% 1.47% 1.47% 6.45% 6.59% 9.53% 5.55%
Lipper Mixed-Asset Target Allocation Conservative Funds Index 0.19% 2.12% 2.12% 6.17% 5.99% 10.50% 5.17%

The performance quoted is past performance and is not a guarantee of future results. Mutual funds are subject to certain market risks. Investment returns and principal value of an investment will fluctuate so that an investor's shares, when redeemed, may be worth more or less than original cost. Current performance may be higher or lower than the performance data shown. For performance current to the most recent month-end, please call 1-800-480-4111.

 

Cumulative returns (as of 3/31/2014)
  1 Year 3 Year 5 Year 10 Year
at NAV 6.88% 18.79% 57.77% 66.18%
With 4.50% max. sales charge 2.08% 13.49% 50.74% 58.74%
Calendar year returns
 
at NAV
Barclays U.S. Intermediate Aggregate Index
Russell 3000 Index
Investor Conservative Growth Composite Benchmark
Lipper Mixed-Asset Target Allocation Conservative Funds Index
2004 2005 2006 2007 2008 2009 2010 2011 2012 2013
5.97% 3.61% 7.53% 5.18% -12.28% 18.27% 8.37% 1.26% 8.68% 8.84%
3.74% 2.01% 4.58% 7.02% 4.86% 6.46% 6.15% 5.97% 3.56% -1.02%
11.95% 6.12% 15.72% 5.14% -37.31% 28.34% 16.93% 1.03% 16.42% 33.55%
6.22% 3.31% 7.85% 6.58% -9.49% 13.13% 9.75% 4.76% 7.39% 8.44%
4.45% 3.93% 8.80% 5.66% -16.20% 20.04% 9.99% 2.53% 8.92% 7.08%
Browse your yearly returns: 2004
2013

N/A: Not available at this time


Annual operating expenses (%)
Expense cap expiration date 10/31/2014
Expense cap 0.39%
Total annual operating expenses 1.61%
Fee waivers and/or expense reimbursements 0.29%
Net expenses 1.32%

Net Expenses,Fee waivers and/or expense reimbursements
The Investment Advisor, Administrator and Distributor (the "Service Providers") have contractually agreed to waive fees and/or reimburse expenses to the extent that Total Annual Operating Expenses (excluding Acquired Fund Fees and Expenses (underlying fund), dividend expenses relating to short sales, interest, taxes, expenses related to litigation and potential litigation, extraordinary expenses and expenses related to the Board of Trustees' deferred compensation plan) exceed the expense cap of the average daily net assets through the expense cap expiration date. This contract continues through that date, at which time the Service Providers will determine whether or not to renew or revise it.

Morningstar ratings (as of 3/31/2014)
Morningstar category: Conservative Allocation
Overall
562 funds in category
3 Year
562 funds in category
5 Year
488 funds in category
10 Year
244 funds in category

2014, Morningstar, Inc. All Rights Reserved. The information contained herein: (1) is proprietary to Morningstar and/or its providers; (2) may not be copied or distributed; (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damage or losses arising from any use of this information. Past performance is not a guarantee of future results. For each fund with a three-year history, Morningstar calculates a Morningstar Rating™ metric each month by subtracting the return on a 90-day U.S. Treasury Bill from the fund's load-adjusted return for the same period, and then adjusting this excess return for risk. The top 10% of funds in each broad asset class receive 5 stars, the next 22.5% receive 4 stars, the next 35% receive 3 stars, the next 22.5% receive 2 stars and the bottom 10% receive 1 star. The Overall Morningstar Rating for a fund is derived from a weighted average of the performance figures associated with its three-, five- and ten-year (if applicable) Morningstar Rating metrics. Past performance is no guarantee of future results. Different share classes may have different ratings.

Certain underlying funds may invest in foreign/emerging market securities, small capitalization securities and/or high-yield fixed income instruments. There may be unique risks associated with investing in these types of securities. International investing involves increased risk and volatility due to possibilities of currency exchange rate volatility, political, social or economic instability, foreign taxation and differences in auditing and other financial standards. The Fund may invest a portion of its securities in small-cap stocks. Small-capitalization funds typically carry more risk than stock funds investing in well-established "blue-chip" companies since smaller companies generally have a higher risk of failure. Historically, smaller companies' stock has experienced a greater degree of market volatility than the average stock. The Fund may invest in securities that are below investment grade (i.e., "high yield" or "junk bonds") that are generally rated in the fifth or lower rating categories of Standard & Poor's and Moody's Investors Service. Although these securities tend to provide higher yields than higher-rated securities, there is a greater risk that the Fund's share price will decline.

There may be additional fees or expenses associated with investing in a Fund of Funds strategy.

Asset allocation/diversification does not guarantee investment returns and does not eliminate the risk of loss.

The Barclays U.S. Intermediate Aggregate Index is an unmanaged index comprised of U.S. government, mortgage, corporate and asset-backed securities with maturities of one to 10 years. The performance of the index does not reflect the deduction of expenses associated with a fund, such as investment management fees. By contrast, the performance of the Fund reflects the deduction of these expenses, including sales charges if applicable. An individual cannot invest directly in an index.

The Russell 3000 Index is an unmanaged index which measures the performance of the 3,000 largest U.S. companies based on total market capitalization, which represents approximately 98% of the investable U.S. equity market. The performance of the index does not reflect the deduction of expenses associated with a fund, such as investment management fees. By contrast, the performance of the Fund reflects the deduction of the fund expenses, including sales charges if applicable. An investor cannot invest directly in an index.

The Investor Conservative Growth Composite Benchmark is comprised of unmanaged indices that correspond to the Fund's model allocation and consists of the Barclays U.S. Intermediate Aggregate Index (70%) and the Russell 3000 Index (30%). The performance of the composite benchmark does not reflect the deduction of expenses associated with a fund, such as investment management fees. By contrast, the performance of the Fund reflects the deduction of these expenses, including sales charges if applicable. An individual cannot invest directly in an index.

The performance of the Lipper Mixed-Asset Target Allocation Conservative Funds Index includes the deduction of expenses associated with mutual funds, such as investment management fees. These expenses are not identical to the expenses charged by the Fund. An individual cannot invest directly in an index.

Total return assumes reinvestment of dividends and capital gains distributions and reflects the deduction of any sales charges, where applicable. Performance may reflect the waiver of a portion of the Fund's advisory or administrative fees for certain periods since the inception date. If fees had not been waived, performance would have been less favorable.